The $300,000 Question

What Would You Do With an Extra $300,000?

When you buy a home, most of your money goes into the land—where it earns exactly nothing. What if you could keep that capital working for you instead?

Run Your Numbers
Two Paths to Homeownership

Same Beautiful Home. Radically Different Outcome.

Here's what happens to your money in a traditional purchase vs. the Baywood land lease model.

Traditional

Fee-Simple Purchase

🏠

You Buy the Home

~$400,000 - $700,000

🌍

You Buy the Land

$200,000 - $400,000 buried in dirt

💰

Capital Tied Up

$600,000 - $1,000,000+

📉

Investment Income

$0/month

"Your money works for your foundation, not for you."

Smart Money

Baywood Land Lease

🏠

You Buy the Home

$335,000 - $463,000

📋

Land is Leased

~$1,000/month (includes amenities)

💎

Capital You Keep

$200,000 - $400,000+ stays invested

📈

Investment Income

$750 - $1,500+/month

"Your money works for you, not your foundation."

The difference? In the traditional model, you need to sell your home to access your equity. At Baywood, your capital stays liquid and earning from day one.

Interactive Calculator

Run Your Numbers

Adjust the sliders to match your situation and see the real cost difference.

Adjust Your Scenario

$727,000
$400K$1.2M
$390,000
$335K$600K
4.5%
2% (Conservative)10% (Growth)
$1,000/mo
$800$1,500
$420/mo
$200$1,000

Your Results

CAPITAL YOU KEEP LIQUID
$0

This stays in your retirement account, not buried in your foundation.

MONTHLY INVESTMENT INCOME
$0

What your preserved capital earns at the selected rate.

Your Net Monthly Advantage$0

What you save each month choosing Baywood.

That's $0/year in your pocket—plus golf, restaurant, and marina.

The Power of Compounding

What $0 Actually Becomes

When you keep your capital invested instead of buried in land, here's how it grows at 4.5% annually.

After 5 Years$0+$0 earned
After 10 Years$0+$0 earned
After 15 Years$0+$0 earned

What $0/Month in Investment Income Could Mean

🏥

Healthcare Costs

Covered without stress or selling assets

✈️

Extra Vacations

Two or more trips a year while you're healthy

👨‍👩‍👧‍👦

Helping Family

Assist with grandkids' education or family needs

🛡️

Peace of Mind

A cushion for whatever life brings

Included in Your Lease

More Than Just Land Access

Your ~$1,000/month isn't "rent"—it's access to a lifestyle worth $4,000–$6,000/year in amenities alone.

Golf & Recreation

  • Championship 18-hole course
  • 25% resident golf discount
  • Unlimited driving range ($800-$1,000 value)
  • Swimming pools
  • Tennis & pickleball courts
  • Fitness center
  • Bocce, shuffleboard, trails
🏡

Services & Maintenance

  • Property taxes on your lot
  • 24-hour security patrol
  • Common area maintenance
  • Snow removal & street cleaning
  • Tree service for storm damage
  • $.25/gallon propane discount
🍽️

Dining & Marina

  • SoDel Concepts restaurant on-site
  • 15% resident dining discount
  • 5 miles of private bay beaches
  • Marina access & boat slips
  • Waterfront dining & bars
  • Community events year-round

Full-time Baywood residents receive an estimated $4,000–$6,000/year in amenities and services as part of their lease—before counting investment income from preserved capital.

Real Example

How One Couple Made It Work

When Tom and Linda sold their Pennsylvania home, they had $600,000 to work with. At a traditional fee-simple community, that would have been swallowed up by a home and land.

At Baywood, they bought a beautiful new Ashburn home for $375,000 and kept $225,000 invested.

That money earns them $844/month—covering most of their land lease. They live on a championship golf course with a pool, restaurant, and marina access.

Their Numbers

Home Price$375,000
Kept Invested$225,000
Monthly Income+$844
Land Lease$1,000
Net Cost$156/mo

"We pay less per month, we have $225,000 we can actually use, and we live on a golf course with a pool and restaurant. We're still not sure why everyone doesn't do this."

— Tom & Linda, Baywood Residents
Common Questions

You Might Be Wondering...

Ready to See It for Yourself?

The Numbers Make Sense. Now See the Lifestyle.

Walk our model homes. Meet Marcus. Ask every question you have. There's no pressure—just an honest conversation about whether Baywood is right for you.

Call (302) 257-3883

Sales Gallery: 32851 Greens Way, Long Neck, DE 19966

Open Monday–Saturday, 9am–5pm · Sundays by appointment